The rise of AI in software engineering is generating a lot of excitement. One of the most hyped developments is the potential for non-technical users — those without deep coding expertise — to write requirements in AI-powered chatbots and have AI generate code in response. This is the ultimate vision of the No-code movement. Such an approach promises to make software development more accessible, reducing the need for specialized software engineers to handle every detail of the process. While this is an exciting evolution and some results are already visible, the idea of AI fully replacing software engineers remains a distant reality (although, with the current pace of innovation, it may come faster than we expect). The reason? Too many nuanced decisions are made by software engineers throughout development—decisions that functional users are often unaware of, but which deeply affect the quality, performance, and reliability of the code. However, what seems to be missing in the current ...
Last Friday, I had the opportunity to attend the Digital Finance Summit in Brussels, an annual fintech conference organized by Fintech Belgium. It was a packed day of networking, reconnecting with old acquaintances, and attending insightful keynotes and thought-provoking debates. Clearly, the Belgian fintech scene remains vibrant, delivering exciting new innovations. The dominant themes of the conference were the upcoming payment revolutions and the buzz around AI, which sparked significant discussions. Below are some key takeaways: Payment Revolutions Instant Payments : Domestic and cross-border real-time payments are gaining momentum, with over 70 real-time payment networks launched globally in the past decade. SEPA Request-to-Pay : This rollout offers exciting opportunities for Fintechs, banks, and merchants. PSD3/PSR Regulation : This upcoming regulation aims to address shortcomings in the current PSD2 directive. A2A (Account-to-Account) Payments : In 2023, A2A payments represented...