Bankloch

  A lot has been written about financial wellbeing. On the one hand, we have financial coaches and influencers who share practical tips on how to improve it. On the other, banks and Fintechs are positioning themselves as partners in boosting financial wellbeing, offering savings tools and educational programs. Increasingly, Fintechs are also targeting employers, arguing that financially stressed employees are more likely to be absent, less engaged, and less motivated. As a result, solutions like salary advance platforms (e.g. Scudi) and HR-focused financial wellbeing platforms (e.g. Warren) are gaining traction. Yet, the impact of financial stress and lack of education is substantial. Even in a well-developed country like Belgium, the numbers are staggering: In 2025, only 46% of Belgian households are considered financially healthy or resilient. That means 54% are still vulnerable or unhealthy. Just 32% of Belgians have sufficient financial literacy. Over 60% of Belgian families st...